Deboski & Company specializes in the design of insurance-based solutions that will have a high impact on the eventual transfer of our client’s business and ultimately the distribution of their wealth. We are associated with Canada’s largest insurance distribution network and have access to a broad range of insurance companies and their products.

But more importantly, we are committed to understanding the needs of our clients in every stage of the business lifecycle and then applying the tools of our trade to achieve results they can placed their confidence in.

Business Sustainability

The survival of most small and medium sized companies rests squarely on the shoulders of the owners. When an unplanned exit occurs due to a death or sickness, the business is likely to face financial and leadership chaos.

We understand the gravity of these issues and take pride in our ability to design tailor made insurance solutions that give certainty in an otherwise chaotic time.

Learn More >

Shareholders’ Agreements

We are committed to understanding the ever-changing tax treatment on the sale of shares and the use of insurance to fund that trarnsaction. Armed with that knowledge, we specialize in the design of insurance-based solutions that work in tandem with the Shareholders’ Agreement, to ensure an orderly and tax-efficient sale of shares upon the death of a shareholder.

Learn More >

Transition Planning

We understand that insurance is only one piece of the business transition puzzle. Consequently, we are strong supporters of a collaborative approach amongst the various advisors. We quite willingly work alongside either our client’s advisors or with our own specialized services group to ensure all the pieces are fitting together into an integrated plan.

Learn More >

What we deliver

• Innovative and customized insurance solutions to meet the business insurance needs of;
  • Shareholder buy/sell funding
  • Key person insurance
  • Collateral insurance
• Innovative and customized insurance solutions to meet personal estate objectives such as;
  • family liquidity needs
  • equalization of wealth amongst the beneficiaries
  • “one final gift” to preferred charitable organizations
• Innovative insurance solutions as key employee retention plans
• Documented Business Sustainability Plans
• Shareholder Agreement Review and Commentary
• Transition Plan Documentation
• Estate Plan Documentation
• Specialized Services Group Support

Contact us to learn more about our innovative insurance solutions or any of our planning services.